Closed

324 Elm

Spencerville, OH 45887

$164,900

MLS #305941

Bedrooms

3

Bathrooms

1

Type

Single Family Home

About this home

Well-maintained ranch home with three bedrooms and one bath, attached one car garage located on a low traffic street and sits on just under half an acre in Spencerville. Great starter home. Pre-approved Buyers ONLY!

Property details

Listed: 5/21/2026
Listing office: Closing Time Realty
Listing agent: Kassandra Gilbert
ZIP: 45887
Status: Closed

Mortgage calculator

Home priceDown payment — 20% ($32,980)

Interest rate

%

Loan term

Property tax

%/yr

Insurance

$

HOA / fees

$

Estimated monthly

$1,180

per month, all-in

Principal & interest: $878
Property tax: $192
Insurance: $110

Estimates only. Actual payments vary by lender, credit, taxes, insurance, and HOA. Not a loan offer. Contact LV5 for a referral to a trusted local lender.